Dale and Tammy BThank you again. Thank you as always for your endless time, and when we don’t know something you are there to ask. Good luck with your new baby when she comes. Tammy and Dale.
Matt and KateContinuous updates and contacts inside the banks
The reason Matt and I moved away from our previous provider is because of Matt’s negative involvement with them in his earlier purchase. We could give benefit of the doubt, but whatever could go wrong did go wrong and they often had no excuses for the issues that potentially delayed settlement. This is why we changed, and it is also why we would continue to recommend you to other expats (and Matt has already recommended you to family in Australia as I think you know). You have provided continuous updates as to the status, were quick in responses, responded after hours, and seem to have good contact within the banks to move papers when required. You have also been happy to answer all queries that we throw your way. If I do think of other ways you can improve, as opposed to just giving compliments, I’ll let you know. Cheers, Kate and Matt
SrinidhiForthcoming and always available to my queries
Special thanks to MAP Home Loans, who all through the process was very forthcoming and always available to my queries. Job well done!
PeterBest service across four home purchases
Great service, always attentive and let us know what would happen, how it would work and what was required. MAP Home Loans goes the extra mile and is always available on the phone or email at any time to explain things. Phenomenal service. You won’t get better. Although this is my first house purchase in Australia, it is my 4th house purchase and the best service yet by far.
HayleyA mortgage when our adviser said no bank would
I’m a NZ citizen and my husband is a British citizen who’s able to live and work in Australia on a NZ partnership visa. When our regular mortgage adviser informed us that we’d not be able to have both names on the mortgage, that I’d be considered a foreign investor (so have to pay tax) and that basically no bank would give us a mortgage, it obviously was a terrible thing to hear and really stressed us out. Within 2 minutes of talking with MAP Home Loans we were assured that we COULD get a mortgage and lots of banks would provide us the chance to buy a house together. My broker has been amazing throughout the mortgage advice side of this and the settlement and we couldn’t be happier. From the get-go he made this a simple and even actually relaxing (!) experience and we can’t thank him enough.
Jamie and KarlaTemporary work visa home built on a 5% deposit
“I am a British citizen living in Australia with my Australian wife and I am currently sponsored by my employer on a temporary work visa. We started to investigate the possibility of building our own home with the 4 major banks here in Australia. We visited the branches and spoke on the phone to each one. As a result most of the people we spoke to did not even know what a temporary work visa was, let alone if it was acceptable under their criteria for a home loan. The others said that we would need at least a 20% deposit before we could even think about applying. Then we decided to go with a mortgage broker, and after a lot of talk, when it came to the crunch they too did not understand the temporary work visa or what it means. A 20% deposit was just too unreachable for us to come up with being first home buyers, so I decided to do some research on the internet and this is where I found MAP Home Loans. They managed to get us approved with a 5% deposit and with one of the banks we previously spoke to. This just goes to show how important it is to have the experience and to know the right people. My broker deals with these types of loans every day and has these important relationships with the major lenders. From the very first time I spoke to my broker, he has been the most efficient, helpful and understanding person to deal with. He has vast experience in the field of home loans for non-residents and that knowledge was invaluable to us. It is thanks to MAP Home Loans that my wife and I are now seeing our dream house being built. If you are a non-resident and want to own your own home then I fully recommend you at least talk to MAP Home Loans to discuss the possibilities before wasting your time direct with major banks or other brokers. Thanks MAP Home Loans! Jamie and Karla”
Melanie DowersBought from NZ before moving to Australia
After having two other brokers tell us that we had to be in Australia with proof of payslips to buy a house, we had lost hope of buying from NZ before moving over. Thankfully we found MAP Home Loans online! MAP Home Loans has been amazing from start to finish. My broker’s replies to my emails were always prompt and he managed to sort an issue with our paperwork before settlement. We are very grateful for his hard work. Without it we likely would have given up on our dream of moving to WA, as it would have been tricky getting a rental with pets especially during a rental crisis.
Cathy and LeighTemporary visa holder approved after banks said no
MAP Home Loans organised our home loan for us over 2 years ago. I am a UK citizen and my hubby is an NZ citizen, we live in Australia. I am a temporary visa holder entitled to a mortgage and hubby is a permanent resident. We went to the banks, and other brokers over a number of months, but it seems that as our case was not straight forward, nobody wanted to help because either they couldn’t be bothered or they just didn’t know the Australian financial system. I typed a plea into Google and top of the search results was MAP Home Loans advertising that they could help with temporary visa holder or the more complicated loans. I rang as a last resort and my broker rang me straight back. He was totally aware of our situation and understood and explained why we were having problems and then proceeded to advise the bank that we are now with, that they were able to lend us the money, to which both we and the bank were extremely grateful. He is very knowledgeable, got things sorted quickly and easily and to be quite honest is our saviour! I’m not a big review writer, but I felt this was well deserved. My broker has recently helped us again saving more money on our mortgage repayments, and we are looking to work with him again in the very near future as we are looking to purchase an investment property.
Robert SmithFirst home bought from overseas without a 20% deposit
We had a very complex mortgage transaction to negotiate as we live overseas and did not have the 20% deposit. However, MAP Home Loans was instrumental in helping us purchase our first home. We would genuinely recommend MAP Home Loans to anyone looking to purchase a house.
Thank you.
Janet and Mun KitOverseas residents got a loan after a decline
Our situation as residents who work overseas in Malaysia made it very difficult for us to get a bank loan from Australia. We were referred to a few loan brokers from friends but all gave very negative feedback. However, we were very fortunate to have found MAP Home Loans, who fought relentlessly to get us a loan. Our initial loan application was declined but my broker never gave up, he continued to appeal and guided us each step of the way until finally we got the loan. Our case was very unique and unprecedented due to the circumstances which we were in but with the ground support of the MAP Home Loans team my broker managed to get it done. If you need a loan, don’t look any further, get in touch with MAP Home Loans.
NavinForeign income mortgage arranged without hurdles
This is the second time we took a mortgage through MAP Home Loans, having had a wonderful experience previously. In my case, the income was foreign and I needed a mortgage to buy an investment property. My broker is an expert in foreign income cases and well versed in regulatory requirements. The process went smoothly and without any hurdles, and the mortgage was arranged in the stipulated time. I would highly recommend MAP Home Loans to everyone looking for a mortgage agent, and specifically for people with foreign income or experiencing problems in obtaining a mortgage. My broker has a no-nonsense approach and will tell you outright if it is possible or not. All the best, and I hope to use your assistance again in the near future.
Anjuli & Kris BalachandranLoan approved on a temporary visa after banks said no
Finally, we were able to buy our own place in Sydney. Thanks to MAP Home Loans. We were given the run around by various banks (we had a unique situation and despite a good, stable income, the loan wasn’t coming easy).
When we had almost finally given up, we had nothing to lose and made one last call, and it was to my broker. Our hopes were back two days from there, and we had our loan approved within the next few days. We appreciated all the prompt and helpful responses to our queries in relation to purchasing with a temporary visa. He even made a bank valuation possible in 24 hours or so.
If we ever need help again with our finance, he will be the first person we would call.
Kindest regards,
Anjuli & Kris
Nick and NaomiConstruction loan secured while living overseas
We were trying for a while to get a loan to build on our block of land, but it was difficult to do since we are living overseas. I tried a few brokers, who said it would be impossible to organise, but MAP Home Loans took over and guided us through the process. We were able to get the loan we needed and construction is now underway. Thanks so much!
Dan & Lisa DuncanBetter rate and structure than going direct to the bank
We have worked with MAP Home Loans to refinance our house and an investment property.
We had some complexities that my broker guided us through. He achieved a better rate and structure for us than we had dealing directly with the CBA.I have worked with other brokers over the years, but none as responsive, knowledgeable, and easy to work with.
Ken and LynnOff-the-plan loan secured as student visa holders
We found MAP Home Loans through our searches in 2015, as we were running out of options to complete an off-the-plan purchase as student visa holders. The previous advisor from another mortgage broker house had been too over-confident and misinterpreted our situation, costing us valuable time. MAP Home Loans came in and assured us that we could obtain the loan based on our circumstances. We got the loan, settled the property in time and in the process averted a potential loss. Since then, we have purchased our second property through my broker and the process was stress free. He provided us the options, guided us through the process and gave us updates. He is very experienced and always prompt in replying to our queries. We recommend him to anyone who needs home loan services.
Andrew and Fiona MinnissSolved our home construction finance
After years of difficulty with home construction finance, MAP Home Loans navigated a solution for us. My broker’s flexibility, perseverance and willingness to work with us and accommodate our needs is unmatched by any other broker we have worked with. This goes without even mentioning the great rates that he negotiated for us. We are very grateful to my broker, who in his great service changed the trajectory of our life by finding a solution to the finance for our housing project.
Request an exploratory chat about your options and how to secure fast home loan approval, at a competitive rate – even if you don’t have a 20% deposit.