Here are some of the common questions we can answer during your Free Lending Assessment:
If you’re asking any of these, you’re exactly who this is for.
- Which lenders on your 31+ panel will actually approve someone on my visa?
- If my partner is Australian, can we count both incomes, and does my visa still matter?
- What deposit will I really need on my visa? Is 5% possible, or do I need 20%?
- Will my purchase need FIRB (Foreign Investment Review Board) approval, and what does that add?
- Can I buy an established home, or am I limited to new builds?
- How is my overseas or recently-started Australian income assessed?
- Does Lenders Mortgage Insurance (LMI) work differently for visa holders?
- How soon can I be approved, and what’s my fastest path on my visa?
- What happens to my loan when my visa status changes (e.g. moving to PR)?
This Free Assessment is free of cost and obligation.
Because we work exclusively with visa holders and their Australian or New Zealand citizen partners, we’re usually able to answer your questions quickly and confidently.
Even if you have been told “no” by another bank or lender, we may still be able to help.
By the end of the session, if we are able to help you, we will explain how and give you clear next steps to make it happen.
Where there’s a clear pathway and your documents arrive promptly, we can move to a fully assessed pre-approval in as little as 7 days.
And if you’re not quite ready today, we’ll give you a clear roadmap and timeline towards approval in the future.