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On a visa, buying with an Aussie or Kiwi partner?

You don’t need PR to get a home loan in Australia

In 15 to 30 minutes, we check your visa, your situation and both incomes against 31+ lenders, then tell you straight: GO, or NOT YET.

  • Both incomes fully counted
  • Deposits from 5% where eligible
  • Pre-approval in as little as 7 days
  • Free to you: we’re paid by the lender
323+ five-star reviewsSince 201031+ lenders

Both incomesfully counted

Depositsfrom 5%

Here are some of the common questions we can answer during your Free Lending Assessment:

If you’re asking any of these, you’re exactly who this is for.

  1. Do I have to wait for PR before I can buy?
  2. Which lenders on your 31+ panel will actually approve someone on my visa?
  3. If my partner is Australian, can we count both incomes, and does my visa still matter?
  4. I’m buying on my own. Can I still get a loan on my visa?
  5. What deposit will I really need on my visa? Is 5% possible, or do I need 20%?
  6. Will my purchase need FIRB (Foreign Investment Review Board) approval, and what does that add?
  7. Can I buy an established home, or am I limited to new builds?
  8. How is my overseas or recently-started Australian income assessed?
  9. Does Lenders Mortgage Insurance (LMI) work differently for visa holders?
  10. How soon can I be approved, and what’s my fastest path on my visa?
  11. What happens to my loan when my visa status changes (e.g. moving to PR)?

This Free Assessment is free of cost and obligation.

Because we work exclusively with visa holders and their Australian or New Zealand citizen partners, we’re usually able to answer your questions quickly and confidently.

Even if you have been told “no” by another bank or lender, we may still be able to help.

By the end of the session, if we are able to help you, we will explain how and give you clear next steps to make it happen.

Where there’s a clear pathway, we can move to a fully assessed pre-approval in as little as 7 days for straightforward files.

And if you’re not quite ready today, we’ll give you a clear roadmap and timeline towards approval in the future.

5-star reviews from visa holders

Here’s what visa holders have said about working with us:

Home loan approved with wife on an 820 visa

My wife is on an 820 visa and MAP Home Loans helped us get a home loan. My broker was great with communication and answered all of my questions. Recommended if you have any issues surrounding temporary visas or you just want a great mortgage broker.

PeterFive stars

Home loan sorted while working overseas

As an expat working overseas, MAP Home Loans have been great in getting me a home loan. All the processes were seamless, and I never thought buying a home from overseas was easy. Good job, keep it up!

ZamFive stars

Approved on a 461 visa where others couldn’t

MAP Home Loans succeeded where other brokers couldn’t due to my subclass 461 visa. Clear and prompt comms from start to finish and fantastic service. Thank you 🥳

Alex SFive stars

Bought our first home on a temporary visa

Without MAP Home Loans, my wife and I could not have purchased our first home. My wife is on a temporary visa but with my broker’s help we were able to be approved for our home loan.
He was very informative and helpful, replying at all hours in a short time frame.
If you’re thinking about trying to purchase your first home, he won’t steer you wrong.

David and AiFive stars

First home approved as a non-resident

Exceptional service! I would recommend the team at MAP Home Loans to anyone looking to secure a mortgage, especially non-Australian residents. My broker explained everything to us and ensured we had all the necessary documents for the bank, meaning we got approval the first time we applied. There is no way we would have purchased our first home without my broker’s help. Thanks again!

ErinFive stars

First home bought from overseas without a 20% deposit

We had a very complex mortgage transaction to negotiate as we live overseas and did not have the 20% deposit. However, MAP Home Loans was instrumental in helping us purchase our first home. We would genuinely recommend MAP Home Loans to anyone looking to purchase a house.
Thank you.

Robert SmithFive stars

Free Lending
Assessment

Find out whether you can buy now, on your visa. 15 to 30 minutes by phone or Google Meet, without cost or obligation.

Book Free Lending Assessment