Home Loans for NZ Spouses & Partners on a 461 Visa
- For NZ Citizens (461 Visa holders)
- We approve when others said “no”
- Borrow up to 95% of the purchase price
- Competitive interest rates
- No cost, no obligation service
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Adam LottMortgage approved for NZ and 461 visa couple
We are extremely grateful to MAP Home Loans for getting us a mortgage when it seemed impossible. I am an NZ citizen (SCV holder) and my wife is English on a 461 visa. We had run into so many problems with our previous broker due to this and nearly gave up hope. I read reviews of MAP Home Loans and decided to give it a go as a last resort. Right from the very first conversation we had with my broker (I think it was a Sunday afternoon around 4pm) he seemed confident the loan could be arranged, and it turned out he was true to every word.
His service and support throughout the whole process was absolutely outstanding. He always kept us up to date and well informed, and everything ran so smoothly. Our situation was a little complicated with neither of us being permanent residents, but my broker was confident and reassured us every step of the way. We would highly recommend MAP Home Loans to anyone looking for mortgage advice and will certainly be contacting my broker for any future needs. Thank you, it was an absolute pleasure!
Adam and Rebecca
Travis & Sonia461 visa approved with only a 5% deposit
We moved to Western Australia in 2012. I am from NZ and my husband is from Hawaii. We never realised how much we would love it here so after a year of being here decided we wanted to build a house in Perth and permanently reside in WA. Travis is on a 461 visa and upon enquiring to different builders found that his visa was going to be a problem. We went through two brokers, declines in applications and finding out Travis’s visa was going to be a problem, unless we could come up with a 20% deposit. We have four children aged 6, 5, 4 and 1. I am a stay at home mum and Travis works as a mining technician. We were renting and 5% was the maximum we could come up with. I found MAP Home Loans through an internet search and contacted them. My broker immediately explained to us that we could get a loan with only 5% deposit. Within a few days we had all the information we required. Basically he had our pre approval for a house and land package in Perth subject to valuation. The estate we wanted to build in was new and still being developed. After 6 months delay we looked in the south west coast of WA where we dreamed of living. Found a beautiful home, put in an offer and my broker had our full approval within weeks. It was such a long process overall but he went beyond what was needed and stayed in contact, kept us informed throughout and was such a blessing and great person to deal with. We can’t thank my broker enough for helping us reach our goals. We will definitely contact him in future if we ever decided to buy again. Thank you to MAP Home Loans. We are extremely happy. Travis & Sonia, Hopetoun WA
Kristofer and Eilonwy461 visa holder approved for 95% loan and the FHOG
Thanks for your precious help along the process. MAP Home Loans has been really great. Your honesty and continuous feedback helped us a lot. Before meeting MAP Home Loans it was really hard to find accurate information from different lenders and financial institutions (I am on a 461 visa and my partner is a PR). I was told at first that we wouldn’t get the FHOG and that the bank would not provide more than 80%, which would make it impossible for us to purchase the property we wanted. My broker was able to explain clearly the pros and cons of buying off the plan and the objectivity was much appreciated. At the end of the day, and thanks to his knowledge regarding temporary visa status, we got the FHOG approved and a 95% loan from the bank (plus LMI)! Everything went well as expected and we were able to understand all the requirements to ensure that the deadlines were met in a prompt and timely manner. It has been a pleasure to deal with the MAP Home Loans team and I would definitely recommend them should you be looking to purchase a new property.
Alex SApproved on a 461 visa where others couldn’t
MAP Home Loans succeeded where other brokers couldn’t due to my subclass 461 visa. Clear and prompt comms from start to finish and fantastic service. Thank you 🥳
The McGees461 visa specialists when other brokers couldn’t help
We worked with MAP Home Loans as they were specialists with the 461 visa, and the two separate mortgage brokers we had before in the city (Adelaide) didn’t know enough information about our visa to help us. They simply told us to google the information! We worked with MAP Home Loans and right from the start my broker was knowledgeable and could answer every question without having to go away and research and come back to us. We had some issues obtaining a mortgage, but he worked hard to put our story across and the mortgage became a reality. I do truly believe that had it not been for his determination we wouldn’t be in our dream home now. So, thank you. I highly recommend their services to anyone.