Justin Thom
Mortgage broker, MAP Home Loans
Experience
Studying finance at the University of Queensland paved the way for Justin to embark on a successful career in the mortgage industry. Since 2007 he has been helping clients purchase their own homes and investment properties as well as restructuring liabilities. Just as a mortgage is a long-term commitment, Justin believes building lifelong relationships with clients is equally important. In fact, most of his clients are referred to him by previous customers.
“I enjoy helping clients move into their homes and I love the fact that most people appreciate your work,” says Justin. “If you look after your clients they won’t forget you.”
As a loan writer, Justin says the highlight of his career to date has been helping 21 clients settle into their homes in a period of just one month. In terms of attitude, he believes having a strong work ethic is crucial. “It’s important to be reliable and honest and making sure I always put the clients’ needs ahead of my own,” he says. And the best advice he offers his clients when it comes to managing their home loans?
“Make extra re-payments as it makes a huge difference to the amount of interest you pay over the life of the loan.” When Justin is not working he enjoys spending time with his wife and two young children. He also likes cooking, snowboarding and going to the beach.
Qualifications
- Licensed with the Australian Securities and Investment Commission (ASIC)
- Full Member of the Mortgage & Finance Association of Australia (‘MFAA’)
- MFAA accredited number: 50455
- Credit Representative 385394
- Authorised under AFG (ACL 389087)
- AFCA Member 24656
- Certificate 4 in Financial Services (Mortgage Broking)
- Diploma of Financial Planning
- Diploma of Finance and Mortgage Broking
- Member of AFG, Australia’s largest mortgage broking aggregator
- Experience in SMSF administration and purchasing property through Super
- Give us a call on 1300 860 839 or contact us today.
Testimonials
Ilse & Dave HawkinsRefinanced to the lowest possible rate
MAP Home Loans guided us from start to finish with our refinancing process, and was able to get the lowest possible interest rate. My broker kept us informed and made it simple and quick. He was a pleasure to deal with! Thank you!
Dan & Lisa DuncanBetter rate and structure than going direct to the bank
We have worked with MAP Home Loans to refinance our house and an investment property.
We had some complexities that my broker guided us through. He achieved a better rate and structure for us than we had dealing directly with the CBA.I have worked with other brokers over the years, but none as responsive, knowledgeable, and easy to work with.
Todd and KateSecond mortgage closed faster than friends
This is our second mortgage with MAP Home Loans as my broker always takes the stress and pressure out of the process. Everything went smoothly and we managed to get our mortgage over the line quicker than friends who started the process a week earlier. He has always been a great source of information and is across all the best possible solutions. He stays in constant contact over the years to ensure all is well.
Havva & GavinA decade of easy, time-efficient loans
We have been working with MAP Home Loans for more than a decade and my broker continues to make the process so easy and time efficient. We have always achieved the outcome we desired with his help to get things over the line. No matter how complex or stressful our personal situation has been, he always handles everything with such care and compassion. We are extremely grateful for his services and would highly recommend MAP Home Loans to anyone in need of help, advice or guidance with their home loans.
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JodieComplex case approved with flying colours
A huge thank you to MAP Home Loans for getting my complex case over the line with flying colours 🙌 My broker made everything simple and seamless, and his savvy, personable nature ensured we had all bases covered before putting in the application to ensure ultimate success! I couldn’t have gotten a better outcome and I wouldn’t hesitate to recommend MAP Home Loans in the future. Thank you for helping me and my little family. I’ll definitely be back again when I am ready to buy my next investment!
Hope FrazerGuided through our investment property purchase
We’ve used MAP Home Loans for many years and have always loved the service.
We recently bought an investment property and we’re grateful for the guidance and support MAP Home Loans provided us through the process. My broker was there to answer all our questions and hold our hands through to settlement. He has kept us in the loop with rate rises and sends regular emails. We have been impressed by the level of service from the MAP Home Loans team and will be speaking to them soon about our next loan!
Lesley EllensSmooth refinance from start to finish
We used the team at MAP Home Loans for our first mortgage and again when we wanted to refinance. MAP Home Loans was great to deal with and made the refinance process a smooth one. Highly recommend, great to deal with 😊