Experience
Studying finance at the University of Queensland paved the way for Justin to embark on a successful career in the mortgage industry. Since 2007 he has been helping clients purchase their own homes and investment properties as well as restructuring liabilities. Just as a mortgage is a long-term commitment, Justin believes building lifelong relationships with clients is equally important. In fact, most of his clients are referred to him by previous customers.
“I enjoy helping clients move into their homes and I love the fact that most people appreciate your work,” says Justin. “If you look after your clients they won’t forget you.”
As a loan writer, Justin says the highlight of his career to date has been helping 21 clients settle into their homes in a period of just one month. In terms of attitude, he believes having a strong work ethic is crucial. “It’s important to be reliable and honest and making sure I always put the clients’ needs ahead of my own,” he says. And the best advice he offers his clients when it comes to managing their home loans?
“Make extra re-payments as it makes a huge difference to the amount of interest you pay over the life of the loan.” When Justin is not working he enjoys spending time with his wife and two young children. He also likes cooking, snowboarding and going to the beach.
Qualifications
- Licensed with the Australian Securities and Investment Commission (ASIC)
- Full Member of the Mortgage Finance Associate of Australia (‘MFAA’)
- MFAA accredited number: 50455
- Member of Financial Services Ombudsman (FOS)
- Certificate 4 in Financial Services (Mortgage Broking),
- Diploma of Financial Planning
- Diploma of Finance and Mortgage Broking
- Member of AFG, Australia’s largest mortgage broking aggregator,
- Australian Credit Representative Number: 385394
- Australian Credit License Number (AFG): 389087
- Australian Business Number: 34 381 525 206
- Experience in SMSF administration and purchasing property through Super.
Testimonials
Ilse & Dave HawkinsJustin guided us from start to finish with our refinancing process, and was able to get the lowest possible interest rate. He kept us informed and made it a simple and quick. Justin was a pleasure to deal with! Thank you Justin!
Dan & Lisa DuncanWe have worked with Justin to refinance our house and an investment property.
We had some complexities that Justin guided us through. He achieved a better rate and structure for us than we had dealing directly with the CBA.I have worked with other brokers over the years, but none as responsive, knowledgeable, and easy to work with. Thanks mate!
Todd and KateThis is our second mortgage with Justin as he always takes the stress and pressure out of the process. Everything went smoothly and we managed to get our mortgage over the line quicker than friends who started the process a week earlier. Justin has always been a great source of information and is across all the best possible solutions. He stays in constant contact over the years to ensure all is well.
Havva & GavinWe have been working with Justin for more than a decade and he continues to make the process so easy and time efficient. We have always achieved the outcome we desired with Justin’s help to get things over the line. No matter how complex or stressful our personal situation has been, he always handles everything with such care and compassion. We are extremely grateful for Justin’s services and would highly recommend him to anyone in need of help, advice or guidance with their home loans.
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JodieA huge thank you to Justin for getting my complex case over the line with flying colours 🙌 Justin made everything simple, seamless and his savvy and personable nature ensured we had all bases covered prior to putting in the application to ensure ultimate success! I couldn’t have gotten a better outcome and I wouldn’t hesitate to recommend Justin or Map Home Loans in the future. Thank you Justin for helping me and my little family, I’ll definitely be back again when I am ready to buy my next investment!
Hope FrazerWe‘ve used Map Home Loans for many years and have always loved the service.
We recently brought an investment property and we’re grateful for the guidance and support Justin provided us through the process. He was there to answer all our questions and hold our hands through to settlement. Justin has kept us in the loop with rate rises and sends regular emails – we have been impressed by the level of service from Justin and will be speaking to him soon about our next loan!
Lesley EllensWe used Craig for our first mortgage but was unavailable when we wanted to refinance so recommended Justin Thom. Justin was great to deal with and made the refinance process a smooth one. Highly recommend Justin great to deal with 😊
