Credit Defaults, Spouse Visa and Probation Period – Home Loan Approved! We help many clients, in situations where perhaps they do not have a 20% deposit or have been declined by other banks or brokers. One example of this came in October 2012 where we were contacted by Ben and Carmen from Queensland for a spouse visa home loan to purchase their first home in Australia. Ben and Carmen had already been to their own bank and a couple of mortgage brokers and were advised that due to; Carmens 820 spouse visa, Bens default on his credit file ($10,000 personal loan), and/or Carmen being on probation, they could not be approved. Having all but given up, in one last desperate attempt they contacted MAP and 8 days later we had their spouse visa home loan formally approved at standard interest rates (better than the bank that had declined them!). “we are very thankful for all your help and support. We will… Read More
